XRP Price Today — Live XRP/USD Chart & Real-Time Market Data
Check the live XRP (XRP) price in real time. Below you will find the current XRP/USD market data, 24-hour performance, trading volume and our AI-generated analysis — refreshed continuously from major exchanges.
Live Price
About XRP (XRP)
XRP is the native digital asset of the XRP Ledger (XRPL), an open-source decentralized blockchain launched in 2012 by David Schwartz, Jed McCaleb, and Arthur Britto. Ripple Labs, the company most associated with XRP, was founded in 2012 to commercialize XRPL for cross-border payments via its RippleNet and On-Demand Liquidity (ODL) products. XRP's total supply is fixed at 100 billion tokens, with Ripple holding a portion in escrow that is released programmatically each month. In July 2023, a US federal court ruled that XRP itself is not a security in programmatic exchange sales, a landmark decision for the industry.
XRP Technology
The XRP Ledger uses a unique federated consensus protocol (XRPL Consensus Algorithm) rather than Proof-of-Work or Proof-of-Stake. A network of trusted validators reaches agreement on transaction ordering every 3-5 seconds, enabling settlement finality in under five seconds at a cost of fractions of a cent per transaction. The XRPL natively supports decentralized exchange functionality, multi-signature, payment channels, and tokenization. The Hooks amendment is bringing limited smart-contract capability, while a separate EVM sidechain enables Solidity development.
What Moves the XRP Price
XRP trades with significant idiosyncratic volatility tied to court rulings, regulatory news, and partnership announcements rather than purely crypto-market beta. Daily spot volume on Bitstamp, Bitso, and Asian exchanges (where XRP is widely listed) typically exceeds $1 billion. Key drivers include US SEC litigation outcomes, RippleNet partnership news, ODL corridor expansion, Ripple's monthly XRP escrow releases, and pending spot XRP ETF applications.
XRP Signal Performance (30 Days)
Recent XRP Trading Signals
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Start FreeFAQ
What is the XRP price today?
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The current XRP (XRP) price is shown above in real time. It is sourced directly from major exchanges and refreshed continuously throughout the day.
How often is the XRP price updated?
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The XRP/USDT price on this page is streamed live from our market-data engine and updates every second while exchanges are open (24/7 for crypto).
Where can I buy XRP?
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XRP (XRP) is available on major exchanges including Binance, Coinbase, Kraken and Bybit. Always do your own research and only use regulated platforms.
When is the best time to buy XRP?
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There is no guaranteed perfect moment. Cripton AI generates AI-powered trading signals that analyze the optimal entry point in real time for XRP, based on over 8 technical indicators.
Can I trade XRP with artificial intelligence?
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Yes. Cripton AI offers AI-generated trading signals for XRP (XRP) with entry levels, take profit and stop loss. Try it for free in simulation mode — no risk whatsoever.
How do I convert XRP to USD or local currency?
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To convert XRP (XRP) to USD or your local currency, use an exchange like Coinbase, Binance, or Kraken. Sell your XRP at the market price and withdraw funds to your bank account via bank transfer or your local payment method.
What wallet should I use to store XRP?
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For secure storage of XRP (XRP), hardware wallets (Ledger, Trezor) are best for larger amounts, while MetaMask or Trust Wallet work well for daily use. Never store significant amounts on an exchange.
What are the risks of investing in XRP?
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Investing in XRP (XRP) carries significant risks: high price volatility (it can drop -50% within weeks), regulatory risk, exchange hacking risk, and liquidity risk during bear markets. Never invest more than you can afford to lose.
What is the minimum amount I can invest in XRP?
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Most exchanges allow you to buy fractions of XRP (XRP) from as little as $10-20. You don't need to buy a whole unit — you can purchase 0.001 XRP or less depending on the current price.
Do I need to report XRP for tax purposes?
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In most countries, gains from selling cryptocurrencies like XRP (XRP) are subject to capital gains tax. Reporting requirements vary by country — in the US, report on Schedule D; in the UK, use the Capital Gains Tax form. Always consult a tax professional for your specific situation.
What factors affect the XRP price?
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The XRP (XRP) price is influenced by: market supply and demand, regulatory news in the US and Asia, correlation with Bitcoin, institutional adoption, protocol upgrades, and overall crypto market sentiment.
Is XRP centralized?
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XRP's ledger is operated by an independent set of validators (UNL — Unique Node List), and Ripple operates only some of them. Critics call this less decentralized than Bitcoin or Ethereum, but it enables faster finality and lower costs. The 2023 SEC ruling specifically distinguished XRP itself from how Ripple sold it.
What is XRP used for?
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XRP is primarily used as a bridge asset for cross-border payments via Ripple's On-Demand Liquidity, allowing financial institutions to settle in seconds without pre-funding nostro accounts. It is also used as a base trading pair, for tokenization on the XRPL, and for fee burning on the ledger.
Does Ripple control XRP supply?
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Ripple holds a portion of total XRP supply in time-locked escrow contracts, releasing up to 1 billion per month. Unused amounts are typically returned to escrow. The total supply is capped at 100 billion XRP, and roughly half is in active circulation.